Cards

• Available to customers holding bank accounts.
• Provides quick access to funds and can be used through ATMs worldwide.
• Can be used through point-of-sale devices inside and outside Iraq.
• Accepted at more than 24 million stores and restaurants around the world.
• Can be used for online shopping and purchases.
• Valid for 5 years.
• Enables access to the VIP lounge at Baghdad Airport.
  

• Available to customers holding bank accounts
• Provides quick access to funds and can be used through ATMs worldwide.
• Can be used through point-of-sale devices inside and outside Iraq.
• Accepted at more than 24 million stores and restaurants around the world.
• Can be used for online shopping and purchases.
• Valid for 5 years.
• Enables access to selected airport lounges, provides purchase protection and extended warranty for your valuable purchases.
• Enables access to the VIP lounge at Baghdad Airport.
  

• Credit limit ranges from 6,000,000 to 12,000,000 dinars and from $4,000 to $8,000.
• Payment due date is between the 15th - 30th of each month.
• Can be used through point-of-sale devices inside and outside Iraq.
• Accepted at more than 24 million stores and restaurants around the world.
• Enables online shopping worldwide.
• Valid for 3 years.
• Can be used for local and international purchases.
• Enables access to the VIP lounge at Baghdad Airport.
  

• Credit limit ranges from 30,000,000 to 75,000,000 dinars and from $20,000 to $50,000.
• Payment due date is between the 15th - 30th of each month.
• Accepted at more than 24 million stores and restaurants around the world.
  
• Offers high credit limit and exceptional offers at luxury hotels and restaurants around the world.
• Enables online shopping worldwide.
• Access to airport lounges and use of all available facilities.
• Allows cash withdrawals from ATMs inside and outside Iraq.
• Can be used for local and international purchases.
• Enables access to the VIP lounge at Baghdad Airport.
  

• Credit limit ranges from 12,000,000 to 15,000,000 Iraqi Dinars and from 8,000 to 10,000 US Dollars.
• Payment due date is between the 15th - 30th of each month.
• Accepted at more than 24 million stores and restaurants in Iraq and around the world. 
• Offers a high credit limit and exceptional deals in luxury hotels and restaurants worldwide.
• Enables online shopping worldwide.
• Valid for 3 years.
• Enables access to the VIP lounge at Baghdad Airport.
• Allows cash withdrawals from ATMs inside and outside Iraq. 
• Can be used for local and international purchases.
• Enables access to the VIP lounge at Baghdad Airport. 
  

• Annual commission for card issuance in Iraqi Dinar: 30,000 IQD / in US Dollars: $20
• Credit limit for the card in Iraqi Dinar ranges from 500,000 to a maximum of 6 million.
• Credit limit for the card in US Dollars ranges from $500 to a maximum of $4,000.
• Payment due date is between the 15th and 30th of each month.
• Free SMS alerts.
• Visa Classic Card Benefits
• Visa Global Customer Assistance service.

• Complimentary card issuance for private sector employees.

• Credit limit up to 3 times the salary on a single card, capped at 10 million IQD.

• Card credit limit is denominated in Iraqi Dinar (IQD).

• Account tracking and repayment management via the bank’s mobile application.

• Exclusive merchant discounts, privileges, and promotional offers.

• Complimentary airport lounge access to Baghdad Lounge & Iraq Lounge at Baghdad International Airport.

• 0% interest (Interest-free period) on 100% full settlement, provided payment is cleared before the 29th of the month.

• 2% monthly interest rate applies only to the remaining balance upon a 10% minimum partial payment, with flexible repayment periods.

• Cash advance fee of 3%.

• Complimentary card issuance for public sector employees.

• Credit limit up to 6 times the salary on a single card, capped at 10 million IQD.

• Card credit limit is denominated in Iraqi Dinar (IQD).

• Account tracking and repayment management via the bank’s mobile application.

• Exclusive merchant discounts, privileges, and promotional offers.

• Complimentary airport lounge access to Baghdad Lounge & Iraq Lounge at Baghdad International Airport.

• 0% interest (Interest-free period) on 100% full settlement, provided payment is cleared before the 29th of the month.

• 2% monthly interest rate applies only to the remaining balance upon a 10% minimum partial payment, with flexible repayment periods.

• Cash advance fee of 3%.

• Annual commission for card issuance in Iraqi Dinar: 525,000 IQD / Annual commission for card -issuance in US Dollars: $350
• Credit limit for the card in Iraqi Dinar ranges from 30 million to a maximum of 250 million.
• Credit limit for the card in US Dollars ranges from $20,000 to a maximum of $150,000.
• Payment due date is between the 15th and 30th of each month.
• Free SMS alerts.
• Free access to lounges in over 1000 airports worldwide for you and a guest of your choice.
• Travel insurance.
• Protection against fraud and misuse of the card.
• Purchase protection.

• Annual commission for card issuance in Iraqi Dinar: 300,000 IQD / Annual commission for card issuance in US Dollars: $200
• Credit limit for the card in Iraqi Dinar ranges from 15 million to a maximum of 30 million.
• Credit limit for the card in US Dollars ranges from $10,000 to a maximum of $20,000.
• Payment due date is between the 15th and 30th of each month.
• Free SMS alerts.
• Visa Global Customer Assistance service.
• Free access to lounges in over 1000 airports worldwide for you and a guest of your choice.
• Travel insurance.
• Protection against fraud and misuse of the card.
• Purchase protection.

• Available to customers holding bank accounts.
• Provides quick access to funds and can be used through ATMs worldwide.
• Can be used through point-of-sale devices inside and outside Iraq.
• Accepted at more than 24 million stores and restaurants around the world.
• Can be used for online shopping and purchases.
• Valid for 5 years.
• Enables access to the VIP lounge at Baghdad Airport.

• Annual card issuance fee in Iraqi Dinars: 25,000 Iraqi Dinars
• Annual card issuance fee in US Dollars: 20 US Dollars
• Maximum card limit in Iraqi Dinars: 10,000,000 Iraqi Dinars or its equivalent in other currencies.
• Card recharge fee in Iraqi Dinars: 5,000 Iraqi Dinars