Banking Performance Indicators

Deposit growth rate measures the rate of increase in deposits held by the bank over a specific period. It reflects the bank's ability to attract and retain customer deposits, which are a stable source of funding for its operations.

ROA measures a bank's ability to generate earnings from its assets. It is calculated by dividing the net income by average total assets. A higher ROA indicates better asset utilization and profitability.

CAR assesses a bank's capital adequacy and financial stability by comparing its capital to its risk-weighted assets. It ensures that banks maintain sufficient capital to absorb unexpected losses and support ongoing operations.