International Development Bank Offers a Comprehensive Package of Banking and Financial Services to Domiciled Payroll Employees with Exceptional Benefits and Modern Solutions Iraq

The International Development Bank continues to enhance its efforts to provide advanced financial solutions that meet the needs of public and private sector employees enrolled in the national salary domiciliation project, reflecting its strategic plan to offer flexible banking facilities that align with customer expectations and support their financial stability and diverse investments.

The bank introduces a diverse range of banking products specifically designed for domiciled payroll customers, including personal loans, credit cards, savings accounts, and investment projects, in addition to developing digital platforms and an expansive network of branches and Automated Teller Machines (ATMs) across all governorates.

 In this context, the International Development Bank provides credit cards for public and private sector employees, where the framework allows government employees the opportunity to receive advances up to 6 times their salary, while private sector employees can receive up to 3 times their salary, featuring flexible repayment options tailored to their financial capacities. Concurrently, the bank provides a "Special Loan" for salary domiciliation participants, with financing amounts reaching up to 60 million Iraqi Dinars, empowering customers to execute and develop their personal projects, falling within the bank's vision to revitalize the business sector and support Small and Medium Enterprises (SMEs).

 Regarding savings and investment solutions, the bank offers the "Yield Account," which grants customers a 6.5% return paid up front, alongside the "Investment Deposit Account," featuring annual returns of up to 10% distributed monthly, in addition to the "Standard Savings Account" that secures an annual return of 5%, stemming from the bank's keenness to provide reliable financial options for all segments of society.

Furthermore, the bank's services encompass the "Solar Energy System" loan to encourage the transition towards eco-friendly clean energy, offering financing of up to 18 million Dinars for individuals and 1 billion Dinars for corporate entities, a step reflecting the bank’s commitment to sustainable development and pioneering modern environmental solutions.

 The International Development Bank continues to elevate customer satisfaction levels by developing its salary domiciliation services and providing cash management and collection systems, backed by a rich history in retail and corporate finance, and supported by a vast banking network of branches and ATMs that ensure seamless access to services at any time.

 The bank’s management highlighted that these steps are part of its strategy to deliver a pioneering banking experience that blends innovation with flexibility, while simultaneously supporting investments and the national economy, reinforcing its position as one of Iraq's most progressive institutions in modern finance.