Traveling and seeing the world has never been easier. With IDB’s travel loan, you can explore the globe and experience the magic it beholds.
apply for a Travel Loan now
Loans Benefits:
Loan up to 2 million IQD.
Repayment period of up to 48 months.
Annual interest rates starting from 7.5%.
No need for a guarantor if the borrower is a government employee with a salary domiciled at IDB for a minimum period of 3 months.
Monthly installments starting from 55,000 IQD.
Loan Terms:
The borrower must be a government employee with a salary domiciled at IDB or have the ability to provide a government employee guarantor.
The borrower must issue a life insurance policy.
Travel ticket(s) and accommodation must be booked through Ziad Al Khair Travel & Tourism agency.
The borrower should not exceed the age of 59 years by the time of settlement.
The borrower’s net salary should be twice the amount of the monthly installments (the debt burden ratio cannot exceed 50%, as specified by the Central Bank of Iraq).
How to get a loan:
The borrower must be a government employee with a salary domiciled at IDB for a minimum period of 3 months.
For more information, please contact our call center at 6660 or visit your local branch.
All loans are subject to IDB’s credit policy and associated terms and conditions, and required Central Bank of Iraq regulations. All information available on this website is valid as of the latest date of amendment on website June 2019. Note that this information can be subjected to change without prior notice.
go Back
are you a client?
yes
no
go Back
apply for a Travel Loan
go Back
You have to be a client in order to apply for a loan,
contact us for more info.
